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Loan Counseling

The terms and conditions of the Federal loan programs vary from one program to the next, and come with a number of student rights as well as many responsibilities. To ensure you understand your loan obligations, federal rules require you to participate in two counseling sessions regarding loans.

Entrance Counseling

Entrance Counseling is required before you receive your first Stafford or Grad PLUS loan at Yo San. In your Entrance Counseling session, you will learn about the types of loans that are available, the terms and conditions of the loans, and your responsibilities. This information is provided to ensure you fully understand your loan obligation before you are committed to receiving the loan funds. Complete your Entrance Counseling at  www.studentloans.gov

Exit Counseling

Exit Counseling is required before you graduate or otherwise leave Yo San. In your Exit Counseling session, you will prepare for repaying your student loans and consider debt management strategies. This information is provided to ensure you understand your repayment options and prepares you for the payments that will be required on your loans. Complete your Exit Counseling  www.studentloans.gov.

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